Fund, reserve, settle
Fund your wallet, reserve campaign funds, and release the agreed amount to the creator.
Feature · Payments & payouts
Pay creators clearly and exactly once.
Businesses fund a tenant-scoped wallet, reserve campaign funds, and settle the agreed amount to a creator — captured on an append-only, balanced ledger. Creators see available, pending and total earned. Payments currently run in a provider sandbox (test mode).
For businesses & creators
Exactly-once settlement
The settlement amount is server-derived from accepted terms and can never be paid twice.
Balanced, auditable ledger
Every movement is recorded in integer minor units with explicit currency — no balance is minted.
Clear creator earnings
Creators see available, pending and total-earned amounts with campaign-linked history.
Hosted, secure onboarding
Payout identity and bank details are collected by the payment provider's hosted flow, not stored in KIN Create.
Idempotent operations
Invite response, reserve and settlement are idempotent, so retries never double-charge.
Step by step
How a payment flows
- 1
Fund the wallet
Add funds to your tenant-scoped business wallet in the sandbox flow.
- 2
Reserve for a campaign
Reserve the agreed amount so it is ring-fenced for the collaboration.
- 3
Approve the work
Review and approve the creator's deliverables in the campaign.
- 4
Settle to the creator
Release the server-derived agreed amount; the creator's wallet is credited in the same transaction.
1. Test mode today, real-money-ready by design
Payment features currently operate in a provider sandbox (test mode). No live-money processing is offered yet, and the interface makes that explicit. The ledger and flows are built so that enabling real payments later is an operational change, not a rewrite.
2. A ledger you can trust
Capture, release and refund states post to an append-only, balanced ledger using integer minor units and explicit currency. The creator wallet credit is written in the creator's tenant in the same transaction as the escrow debit, so balances always reconcile.
3. Reconciliation, never silent mismatches
Where results are reconciled against canonical evidence, mismatches enter an owned exception queue and can never close silently — they resolve only with a mandatory, audited reason.
Frequently asked questions
- Is real money moving today?
- No. Payments run in a provider sandbox (test mode). When real processing launches, additional payment terms will be shown before you use them.
- Can a creator be paid twice for the same work?
- No. Settlement is server-derived from accepted terms and idempotent, so it happens exactly once even if a request is retried.
- Where are my bank details stored?
- Sensitive identity and bank details are collected by the payment provider's hosted flow, not stored in the KIN Create dashboard.
- How do refunds work?
- Refund states post to the same balanced ledger; refunds are capped to what is actually wallet-backed so no spendable balance is minted.
- What currency is used?
- Amounts are recorded in integer minor units with explicit currency; creator settlements in the current sandbox are denominated in EUR.
Ready to try pay creators clearly and exactly once.
Explore more: Campaigns & deliverables · Pricing · Contact